1. Introduction

Algebrik AI Inc. ("Algebrik," "we," "us," or "our") respects your privacy and is committed to protecting it through this Website Privacy Policy ("Policy").

This Policy describes the types of information we may collect from you, or that you may provide, when you visit www.algebrik.com (our "Website"), and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This Policy applies to information collected through the Website — including through email, text, and other electronic communications between you and the Website. It does not apply to:

• Information we collect offline or through other websites.
• Our SaaS platform delivered to credit union customers, which is governed by separate data processing agreements.
• Third-party websites or services linked from our Website. We are not responsible for the privacy practices of those third parties and expressly disclaim liability arising from their practices.

By accessing or using this Website, you agree to this Policy. If you do not agree with our practices, please do not use our Website.

Our Website is intended for a US audience and is administered from the United States. By providing information through the Website, you consent to its processing in the United States.

2. Information We Collect

We collect two broad categories of information through the Website:

3. How We Use Information

We use the information we collect for the following purposes:

• To provide, operate, and maintain the Website and our services.
• To respond to your inquiries, process requests, and manage your account or relationship with us.
• To send you service-related notices, updates, and administrative communications.
• To personalize your experience on the Website.
• To analyze Website usage, improve our content and functionality, and develop new services.
• For marketing and advertising purposes — including to contact you with information or surveys about our products, services, and related offerings we believe may be of interest to you.
• To conduct internal research, analytics, and reporting, including synthesizing insights from your use of the Website.
• To enforce our legal rights and comply with applicable laws and regulations.
• To protect the security and integrity of the Website and our systems.
• To develop or deliver new products or services.

We may also aggregate, de-identify, or anonymize information collected through the Website in a way that cannot reasonably be linked to you or your device. We may use such data for any lawful purpose, including research and marketing.

Marketing communications: If you receive promotional emails from us, you may opt out at any time by following the unsubscribe instructions in the email or by contacting us at infosec@algebrik.com. Opting out of promotional communications does not affect delivery of service-related or transactional messages.

4. How We Share Information

We do not sell your personal information. We do not share your personal information for third-party direct marketing purposes without your consent. We may share personal information in the following circumstances:

• Service providers: We share information with vendors and service providers who support our business operations — such as hosting, analytics, email delivery, customer support, market research, data storage, analysis and processing, and legal services — under written agreements that restrict their use of your information to the services they provide to us.
• Affiliates: We may share information with organizations officially connected or associated with Algebrik through partnerships, ownership, or business relationships, for purposes consistent with this Policy.
• Business transactions: If Algebrik is involved in a merger, acquisition, financing, or sale of all or a portion of its assets, your information may be transferred as part of that transaction. We will notify you of any material change in ownership or control through a notice on the Website or by email.
• Legal obligations: We may disclose information when required by law, regulation, court order, or government request, or when we believe disclosure is necessary to protect the rights, property, or safety of Algebrik, our users, or the public. This includes exchanging information with other companies for fraud protection, spam and malware prevention, and similar purposes.
• With your consent: We may share information for any other purpose with your prior consent.

We may share aggregated or de-identified information — which cannot reasonably be used to identify you — without restriction.

5. Advertising

We may partner with third-party advertising providers to display advertising on our Website or to manage our advertising on other sites. These providers may use cookies or similar technologies to deliver advertising based on your browsing activities and interests.

If you wish to opt out of interest-based advertising, you may visit Your Advertising Choices at preferences-mgr.truste.com. Please note that you may continue to receive generic (non-targeted) ads after opting out.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, to comply with applicable legal obligations, or to resolve disputes and enforce our agreements. When personal data is no longer required, we securely delete or anonymize it in accordance with our internal data retention schedule.

We may retain certain information in identifiable form as required to comply with applicable laws, including laws governing fraud prevention, identity verification, and record-keeping.

7. Your Privacy Rights (CCPA / CPRA)

This section applies solely to individuals who reside in the State of California. We provide this section in compliance with the California Consumer Privacy Act of 2018 ("CCPA"), as amended by the California Privacy Rights Act ("CPRA"), and other applicable California privacy laws. Terms used but not defined here have the same meaning as in the CCPA/CPRA.

8. Security

We implement reasonable and appropriate technical and organizational safeguards to protect your personal information against unauthorized access, disclosure, alteration, and destruction. These measures include:

• Encryption of data in transit using TLS.
• Restricted access to personal information, limited to personnel who need it for legitimate business purposes.
• Regular security assessments and audits of our systems.
• Administrative and physical security controls proportionate to the sensitivity of the information we process.

No internet transmission or electronic storage system is completely secure. While we work to protect your information, we cannot guarantee absolute security. By using our Website, you acknowledge and accept that any transmission of information is at your own risk. If you believe your information has been compromised, please notify us immediately at infosec@algebrik.com.

9. Cookies and Tracking

We use cookies and similar tracking technologies to improve Website functionality, analyze usage patterns, and personalize content. The types of cookies we use include:

• Essential cookies: Required for the Website to operate. These cannot be disabled without affecting core functionality.
• Analytics cookies: Used to understand how visitors interact with the Website — such as which pages are visited most frequently and how users navigate between pages.
• Preference cookies: Used to remember your settings and preferences for a more personalized experience.
• Advertising cookies: Used by third-party advertising partners to deliver interest-based advertising based on your browsing activity. See Section 5 for how to opt out.

We may use third-party web analytics services such as Google Analytics to collect information about how users use the Website. To prevent Google Analytics from using your information for analytics, you may install the Google Analytics Opt-out Browser Add-on.

We may also use web beacons (clear GIFs or pixel tags) in our emails or on the Website to track whether emails are opened and to understand user engagement.

10. Third-Party Links

Our Website may contain links to, or the ability to access, third-party websites, applications, and other services. We are not responsible for the privacy practices of such other sites and services. If you submit information to any of those websites, your information is governed by their privacy policies. We encourage you to read the privacy policy of every website you visit that collects your information.

11. Employment Applications

Our Website may contain a careers section that allows you to apply for employment at Algebrik. Information collected in connection with job applications — including resume data, contact information, and information about your professional background — is used solely for recruitment purposes and is handled in accordance with applicable employment privacy laws. California job applicants should contact us at infosec@algebrik.com for information about their specific rights under California law.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. The effective date at the top of this page indicates when this Policy was last updated.

We will not reduce your rights under this Policy without your explicit consent. If we make material changes, we will provide a more prominent notice — which may include an email notification or a prominent notice on the Website — prior to the change taking effect.

We encourage you to review this Policy periodically to stay informed about how we protect your information. Your continued use of the Website after any update constitutes your acceptance of the revised Policy.

13. Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy or our data practices, please contact our Privacy / Information Security team:

We will make reasonable efforts to respond to your inquiry promptly and within any timeframes required by applicable law.