More than an LOS. The Operating System for Modern Lending.
Legacy systems were built to process loans. Algebrik One was built to orchestrate experiences.
It connects every step of the journey - from account opening to funding and analytics, so lenders can work smarter, move faster, and serve members better.
Powered by Agentic AI, it learns and adapts across every stage - something traditional LOS platforms were never designed to do.
Five modules. One intelligent ecosystem.
Digital Account Opening
Members open accounts in under 3 minutes - any device, anywhere.
70% faster onboarding
Lender's Cockpit (LOS)
One dashboard to originate, track & fund across all channels.
40% faster decisions
Omnichannel POS
Frictionless journeys from web to branch with instant prefill.
35% higher look-to-book
AI Decision Engine
No-code policies and real-time scoring for every loan type.
90% automated decisions
Portfolio Analytics
Track and analyze portfolio performance, identify trends, and mitigate risk.
25% fewer delinquencies
Only Algebrik One runs all five modules on a single intelligence layer - no data silos, no vendor chaos.
From fragmented to fluid - why lenders choose Algebrik One
SPEED
Approvals in under 5 minutes
Instant credit and same-day funding through Agentic AI.
EFFICIENCY
40% less underwriting time
Automate manual checks and cut cycle times from days to hours.
GROWTH
35-40% higher look-to-book
Omnichannel POS keeps members in-journey until funded.
COMPLIANCE
100% audit-ready decisions
Role-based governance and automated rule logs ensure confidence.
MEMBER EXPERIENCE
+25 point Net Promoter Score lift
Borrowers feel understood - not processed.
From Fragmented Tools to a Unified Flow
Before Algebrik
5 disconnected systems, 10 logins, 60 manual steps.
Manual KYC & data entry- Paper-based verifications
- Delayed credit decisions
- No unified borrower view
Average loan turnaround: 5-7 days
With Algebrik One
1 platform, 1 login, 1 intelligent journey.
AI-driven onboarding & decisioning- Real-time compliance & audit trails
- Self-serve flow and strategy control
- Instant analytics feedback
From application → Funding in 5 minutes
Trusted Partners & Proven Results
How it works – one intelligent flow from onboarding to portfolio insight
See how Algebrik One transforms the lending lifecycle into a cohesive, AI-powered journey.
Borrower applies
Frictionless application across web, mobile, or branch – members onboard in under 3 minutes.
AI checks & underwriting
Agentic AI and no-code rules automate verification and risk checks – underwriting time cut by 40%.
Instant decision
Decisions delivered in seconds – so funding can begin the same day.
Funding / disbursement
One-click disbursement ensures funds reach the borrower seamlessly.
Analytics & portfolio insight
Continuous intelligence and monitoring unlock predictive insights for future success.
Borrower applies
Frictionless application across web, mobile, or branch – members onboard in under 3 minutes.
AI checks & underwriting
Agentic AI and no-code rules automate verification and risk checks – underwriting time cut by 40%.
Instant decision
Decisions delivered in seconds – so funding can begin the same day.
Funding / disbursement
One-click disbursement ensures funds reach the borrower seamlessly.
Analytics & portfolio insight
Continuous intelligence and monitoring unlock predictive insights for future success.
Ready to see Algebrik One in action?
Powered by Agentic AIAI, Everywhere It Matters.
From onboarding to analytics, Agentic AI powers every module of Algebrik One - automating what's repetitive, assisting where judgment is needed, and learning from every decision.
Digital Account Opening (DAO)
AI Identity Verifier
Auto-verifies member documents and KYC signals using image recognition and pattern matching; flags anomalies in real time.
Smart Prefill Engine
Uses existing CU data and member behavior to pre-populate applications, reducing friction and abandonment.
Lender's Cockpit (LOS)
AI Takeover
Executes deterministic tasks and provides confidence-based recommendations for probabilistic cases - Loan Officer decides next.
AI Loan Officer
A voice-enabled Agentic AI that handles borrower calls, answers queries, and fills applications directly into Algebrik One through APIs.
Decision Engine
No-code Model Deployer
Empowers non-technical users to deploy ML scorecards and run Champion-Challenger strategies in minutes.
Confidence Scoring & Auto-Override Logic
System self-evaluates decision confidence; escalates borderline cases automatically.
Portfolio Analytics
Predictive Risk Monitor
Detects early delinquency signals from portfolio data and alerts underwriting teams.
AI Performance Loop
Continuously retrains models using outcomes to refine lending strategy accuracy over time.